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What is A Multi-Currency Business Account?

Written by Echo | Nov 3, 2021 3:01:00 AM

Multi-currency business accounts are designed to serve companies or freelancers doing import-export business. It can well support their collection and payment from all over the world and reduce exchange losses.

Usually, it takes a lot of time and money to apply for a multi-currency account in a traditional bank. Have you ever thought about the experience of having a multiple currencies account online?

What’re the advantages of a multi-currency business account?
  • More convenient management of all accounts.
  • Companies can make payments, transfers, and collections in different currencies without conversion fees.
  • Multi-currency accounts can also help companies control foreign exchange fluctuations by sending and receiving funds in different currencies to avoid foreign exchange losses.
What kind of people need to use a multi-currency business account?

Not every business needs a multi-currency account. Suppose you are a locally-run company that does not involve foreign currency business. In that case, there is no need for you to apply for a multi-currency account. Or, if you are a large enterprise requiring large amounts of funds storage, opening an account in a traditional bank with interest services is more suitable.

If you are in one of the following situations, then applying a multi-currency business account online is suitable for you:

1. Freelancer

For freelancers, it is time-consuming and challenging to apply for a business account in a traditional bank. The review of materials alone has scared away many freelancers. Therefore, many freelancers choose to apply a multi-currency business account online.

In addition, freelancers often receive settlement payments from customers in different countries. A multi-currency business account can reduce the high handling fee for foreign currency transfers.

2. Small and medium enterprises/start-ups

Suppose your company employees work remotely all over the world. You need to pay salaries in US dollars, EUR and RMB, etc. It would help if you use a multi-currency account to reduce foreign exchange losses while also facilitating management.

Or you are a cross-border e-commerce store selling on Amazon or eBay. You need to manage multiple currencies during the operation. A multi-currency account can help you accept payments from different countries, which will make your management more effortless. The exchange loss will also be lower than that of traditional banks.

Some companies with suppliers in China also choose to pay in local currency to maintain a good cooperative relationship. Suppliers can receive payments quickly while reducing many complicated remittance procedures.

3. Digital Nomads

It is a new group that may include travellers travelling worldwide, and people can work from anywhere.

When Nomads arrive in a new country, whether they use a credit card or cash withdrawal, the money will be transferred at an unfavourable exchange rate and cause a loss of exchange.

A multi-currency account can perfectly solve this problem because there is no currency conversion fee when the Nomads use the currency covered in their account.

 

Finally, where can I get a Multi-Currency Account?

OuiTrust offers comprehensive multi-currency accounts for SMEs & Freelancers in UK and Europe, and support payment card-issuing and merchant-acquiring service.

Real-time exchange rates and lower transfer fees are also our advantages.

Apply Now for OuiTrust Multi-Currency account!